01 / BUY OUTRIGHT
Cash purchase
Pay the quoted purchase amount without setting up a lender or rental payment plan.
- Request a complete purchase quote.
- Confirm taxes, delivery, and site costs.
- Review payment timing and accepted methods.
Shed Agent / Payment options
Your space.
Your next step.
Your options.
Buying a building is a big decision. Get a clear picture of cash purchase, financing, and rent-to-own before choosing your path.
Available programs depend on the building, provider, and location.
One building. Different paths.
Find the fit for your plans.
01
Cash purchase
Buy the building with an upfront payment.
02
Traditional financing
Explore a lender’s installment payment options.
03
Rent-to-own
Review a rental agreement with an ownership path.
Start with the basics
Three ways to move forward.
Understand how each option works, then ask about programs for your building.
02 / EXPLORE A LOAN
Financing
A financing provider may offer a loan or installment agreement for an eligible building.
- Approval and credit requirements vary.
- Compare APR, fees, and the total paid.
- Ask about early payoff and down payment.
03 / RENT WITH A PATH
Rent-to-own
A rental arrangement may provide a path to ownership under the provider’s agreement.
- Ownership timing depends on the contract.
- Review total cost and purchase options.
- Ask about return and cancellation terms.
This page explains payment types. It does not represent a financing offer or a promise of approval.
Financing & rental partners
The right questions.
The right provider for your building.
Start with the building you want and where it will be delivered. Ask your Shed Agent representative which providers and programs are available for that specific purchase.
Financing partner options
Request the provider’s name, application link, eligibility requirements, and full payment disclosures before applying.
Compare: APR · Term length · Down payment · Total payments
Ask about financing partners →Rent-to-own partner options
Ask which rental providers serve your area and building type. Review the agreement’s ownership and return provisions.
Compare: Rental rate · Initial payment · Purchase option · Total cost
Ask about rental partners →Ask an agent to confirm provider availability and current program details for your building and location.
See the differences
Look beyond the monthly payment.
Use these questions to compare the options you’re offered.
| What to compare | Cash purchase | Financing | Rent-to-own |
|---|---|---|---|
| How you pay | Quoted purchase amount | Payments under the lender’s agreement | Rental payments under the provider’s agreement |
| Initial amount | Confirm deposit and payment schedule | Ask about down payment and fees | Ask about initial rent, fees, and deposits |
| Ownership | Confirm transfer terms with the seller | Confirm title and any lender security interest | Confirm when and how ownership transfers |
| Overall cost | Price plus applicable taxes and other charges | Principal, interest, fees, and other charges | Total rental cost, fees, and any purchase amount |
| If plans change | Review the seller’s cancellation terms | Review payoff and default provisions | Review return, cancellation, and late-payment terms |
Know what comes next
From “that’s the one” to a clear plan.
01 CHOOSE
Start with your building.
Pick a size and style. Confirm the price, delivery location, and intended use with your agent.
02 REVIEW
Explore available programs.
Ask for available provider details. Review eligibility, any credit inquiry, payment terms, and total cost.
03 DECIDE
Confirm the complete picture.
Read the provider’s agreement and resolve questions before signing. Coordinate your order and delivery after the required approvals.
Before you commit
A few details worth getting in writing.
A clear quote and agreement help you understand what you’ll pay and what happens next.
Have questions? Talk to an agent →- The provider’s name and contact information
- Initial amount, payment schedule, and total cost
- APR or rental charges, fees, and late-payment terms
- Ownership transfer and early purchase or payoff terms
- Delivery, taxes, site work, and cancellation terms
Payment questions, answered
Get comfortable with your options.
Who are Shed Agent’s financing partners?
Contact an agent to confirm the providers available for your location and chosen building. Your agent can provide the provider’s name, official application instructions, and current program terms.
Is rent-to-own the same as financing?
They use different agreements. Financing generally involves a lender’s loan or installment terms. Rent-to-own generally uses a rental agreement with a purchase or ownership path. Review the actual contract to understand your obligations and rights.
Will applying affect my credit?
Ask the specific provider whether it uses a soft or hard credit inquiry, when the inquiry occurs, and what authorization is required. Do not assume that every program has the same credit process.
How much will my down payment or monthly payment be?
Your provider’s quote determines any initial amount and recurring payment. Building price, location, program, term, fees, and eligibility may affect the offer. Request a written quote with the total cost.
Can I pay off or purchase early?
Ask the provider for its early payoff or early purchase terms in writing, including any fees and how the amount is calculated.
Can I apply on this page?
This page explains the options. Contact an agent to confirm a provider and obtain its official application instructions. No credit application or sensitive financial information is collected here.
Make your next move
Find your space.
Understand your options.
Pick your building or talk it through with a real agent.